Digital Banking

Gulf Coast Bank's Digital Banking services offer smart banking technologies to make banking with us convenient and secure! Start taking advantage of our digital banking services today. 

Digital Banking users can use the My Money personal financial management tool.  Learn more about this tool

To sign up for Digital Banking, enroll your personal account or enroll your business account

  • Digital Banking

    Gulf Coast Bank's Digital Banking puts you in the driver's seat of your finances. 24 hours/7 days a week real time access to your accounts gives you the flexibility and control to bank anytime anywhere. Apply for a personal checking or savings account today to get started. 

    Once you are enrolled in Digital Banking, remember to sign up for eStatements.

    Service Features

    Check your balances 

    View current statements 

    View previous statements up to 18 months 

    View and print checks 

    Transfer funds

    Customized Account Alerts
    Pay anyone, anytime with Bill Pay
    Manage finances & view accounts from other financial institutions with My Money
    Go paperless and sign up for Free eStatements
  • Digital Mobile Banking

    Access your bank accounts securely through your mobile phone or tablet device! With Gulf Coast Bank's Mobile Banking App, you can check your balances, pay bills by setting payments up in Bill Pay, deposit checks, send and receive funds through People Pay, review recent transactions, and locate Gulf Coast Bank branches and ATMs.  

    Apply for a personal checking or savings account today to get started. To enjoy the different features of mobile banking, sign up for Digital Banking today!  

    Gulf Coast Bank's Mobile Banking App is secure and it employs the industry’s best practices with regards to security. A few of the security features include: 

    • Account numbers are masked 
    • Customers are authenticated by username and password for each sign on for the Mobile browser and App 
    • Personal or financial information is not stored on your phone 
    • We suggest you review our Mobile Banking Security Tips for more information on best practices for securing your phone 
    • Review our Mobile Banking Terms and Conditions at the time of enrollment for more details 
    Service Features
    Deposit checks conveniently through Mobile Deposit
    Send funds to others through People Pay

    Message and data rates may apply

  • CardControl

    Gulf Coast Bank has several measures to protect your account against fraud. CardControl is an app for your iPhone, iPad, or Android phone that allows you to add additional layers of protection with the ability to turn your debit and credit card "on" or "off." This can be particularly useful for times when you might have lost your card or suspect it was stolen. It also offers other controls and settings that help you limit the geographic area where the card can be used, the type of merchant and the dollar amount. 

    Please note, you must still contact your local branch location if you plan on traveling internationally to enable your debit card. 

    Click here to find out how to register your debit or credit card. For additional information, please contact Digital Banking Support at 504-554-5574. For assistance with registering your card or establishing controls, please contact Card Services at 504-565-4640.

      Service Features
      Helps safeguard your cards from fraud 
      Lets you define areas where your card can be used 
      Limit purchase by the type of merchant
      Set limits on the dollar amount
      Fees
      No service fee
      Message and data rates may apply. Please check with your service provider for specific fees and service charges. 
    • My Money

      Gulf Coast Bank’s My Money is a personal financial management tool available to Digital Banking users. This convenient tool allows you to view your accounts from Gulf Coast Bank and other financial institutions in one place as well as set budgets and personal financial goals. 

      To access My Money, you must first login to Digital Banking. Select the My Money PFM tab at the top of the of your account summary page. To begin using My Money, read and accept the Terms and Conditions. 

      For assistance or additional information, please visit our frequently asked questions or contact our Digital Banking Department at 504-554-5574  for assistance.


      My Money is a Personal Financial Management (PFM) tool that allows you to budget and manage your finances by aggregating accounts -- from credit cards to retirement savings -- across multiple financial institutions so you can see balances and transactions all in one place, on any device.

      Linking Accounts 

      Link your credit cards, loans, checking, and savings accounts from other financial institutions one time, and My Money keeps your view updated so you always see accurate balances and recent transactions.

      My Money Linking Accounts

      • To get started, click or tap the Link My Money PFM button
      • A list of frequently chosen financial institutions will appear.
      • Select a financial institution by either: Clicking or tapping the financial institution’s name or logo or type the name or URL of the institution in the Search box. (You may link accounts of participating instutions)
      • To link an account, provide the credentials you use to log into the online banking system at the external financial institution, then click Continue.

      Add Accounts

      Visible and Hidden Accounts

      When you add a linked account in Digital Banking, you have the option to select Visible or Hidden.

      • If you select Visible, the account appears on the Home page and you can access the details about it. It also appears on the Account Preferences page and you can edit the nickname, change the order in which the account appears, etc. The account is also aggregated and included in My Money.
      • If you select Hidden, the account does not appear on the Home page. (Hidden accounts are not aggregated and included in My Money widgets) 

      Enroll in My Money

      Before you can use the PFM feature, you must first enroll in My Money.

      • On the Login page, enter your Login ID and Password
      • An Agreement will appear the first time you select any of the My Money services.
      • Read the Agreement, then click or tap Agree or Later.

      Transactions for your internal accounts and linked accounts are automatically categorized to help you accurately monitor your spending and track your budgets.

      My Money Widgets

      My Money Widgets

      Net Worth* – Allows you to see the total value of all internally-held and linked accounts to view your net worth over time.

      • The Net Worth widget tracks the net sum of all your assets and liabilities over the past year. The dots on the graph represent your net worth for each month, while the lines on the graph represent the change in your month-to-month net worth.

      My Money Net Worth

      Budget* – Helps you set budgets for each spending category and track progress towards those categories each month.

      • As each month progresses, this widget provides visual clues to show how close you may be to hitting the assigned thresholds.

      My Money Budget

      Spending* – Enables you to see a visual representation of how you are spending your money over a period of time.

      • Transactions are categorized based on the same categories used in the Budget widget, but show the percentage of each category as compared to the total.

      My Money Spending

      Trends* – Builds even further on your budgeting categories to help track spending over time as compared to income.

      • The Trends widget builds even further on your budgeting categories to help track spending over time as compared to income. It shows spending history by category, along with a green line showing income. This way, you can quickly determine if you are spending more than you are making

      My Money Trends

      Debts* – Allows you to see all of your debt accounts in one place and to calculate how making additional payments, or paying off your debt completely, can impact your debt over time.

      • You can calculate paying off your debt using the Snowball method. This method helps you pay off your debt in the fastest way possible, focusing on your smallest debt first.

      My Money Debts

      See all of the functionality of the My Money personal financial management tool. 

      (*Tools available in the Mobile app are Link Accounts, Budget, and Spending. In addition to Link Accounts, Budget, and Spending, Net Worth, Trends, and Debts are available on online.)

       

    • CardSwap

      CardSwap Makes Life—and Updating Payments—Easier for Gulf Coast Account Holders

      CardSwap is a new time-saver from Gulf Coast Bank & Trust that lets you update the payment card information for your favorite digital services like Netflix, Amazon, and more*—in one place, at the same time, making expired cards or new checking accounts easier to manage. 

      Available now in digital banking.

      *None of the listed companies are associated with, sponsor, or endorse this product.

        Service Features
        Update payment card information for digital services 
        Easily manage expired cards or new checking accounts
        Simplifies payments and puts you in control 
        Take the hassle out of new card updates 

         

        Fees
        No service fee
        Message and data rates may apply. Please check with your service provider for specific fees and service charges.